/* ==========================================================================
   SHREE JEE ASSOCIATE — Core Stylesheet
   Your Trust, Our Commitment, Your Future Our Priority
   --------------------------------------------------------------------------
   1.  Design Tokens
   2.  Reset & Base
   3.  Layout / Containers
   4.  Typography & Headings
   5.  Buttons
   6.  Cards
   7.  Sections & Utilities
   8.  Header & Navigation
   9.  Hero
   10. Content Blocks (check lists, media panels, info rows, chips)
   11. Accordion / FAQ  — component kept ready; no page uses it at present
   12. Forms
   13. CTA Bands
   14. Footer
   15. Floating Actions & Mobile Sticky Bar
   16. Scroll Animations
   ========================================================================== */

/* ==========================================================================
   1. DESIGN TOKENS
   ========================================================================== */
:root {
  /* Brand palette — complements the blue & gold logo */
  --navy-900: #05172c;
  --navy-800: #082445;
  --navy-700: #0a2f57;
  --navy-600: #0e3d6e;
  --royal-600: #1450a3;
  --royal-500: #1a63c9;
  --royal-400: #3b82e0;
  --gold-600: #a8801d;
  --gold-500: #c9a227;
  --gold-400: #e0bb4e;
  --gold-100: #f7eecf;

  --white: #ffffff;
  --grey-50: #f7f9fc;
  --grey-100: #eef2f7;
  --grey-200: #dfe6ef;
  --grey-300: #c7d2e0;
  --grey-500: #6b7d94;
  --grey-700: #3c4a5c;

  --ink: #12212f;
  --ink-soft: #4a5a6d;

  --success: #1a7f52;
  --danger: #c0392b;

  /* Typography */
  --font-head: "Playfair Display", "Georgia", "Times New Roman", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    "Helvetica Neue", Arial, sans-serif;
  /* Devanagari — Playfair/Inter carry no Hindi glyphs, so Hindi text
     uses a dedicated face to stay legible and on-brand. */
  --font-hi: "Noto Serif Devanagari", "Nirmala UI", "Mangal",
    "Noto Sans Devanagari", serif;

  /* Radius */
  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --r-pill: 999px;

  /* Shadows — subtle, premium */
  --sh-xs: 0 1px 2px rgba(8, 36, 69, 0.06);
  --sh-sm: 0 2px 10px rgba(8, 36, 69, 0.07);
  --sh-md: 0 8px 28px rgba(8, 36, 69, 0.09);
  --sh-lg: 0 18px 48px rgba(8, 36, 69, 0.14);
  --sh-gold: 0 10px 26px rgba(169, 128, 29, 0.28);

  /* Spacing */
  --gap: 24px;
  --sec-y: 88px;
  --header-h: 96px;

  /* Motion */
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
  --t-fast: 0.18s var(--ease);
  --t: 0.3s var(--ease);
}

/* ==========================================================================
   2. RESET & BASE
   ========================================================================== */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 16px);
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.72;
  color: var(--ink-soft);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  /* Long unbreakable strings (email addresses, URLs, Devanagari compounds)
     wrap instead of pushing the layout sideways on narrow screens. */
  overflow-wrap: break-word;
}

body.nav-open {
  overflow: hidden;
}

img,
svg,
video,
iframe {
  max-width: 100%;
}

img {
  height: auto;
  display: block;
}

/* Embedded maps must never exceed their container */
iframe {
  display: block;
  border: 0;
}

a {
  color: var(--royal-600);
  text-decoration: none;
  transition: color var(--t-fast);
}

a:hover {
  color: var(--gold-600);
}

ul,
ol {
  margin: 0;
  padding: 0;
}

button {
  font-family: inherit;
  cursor: pointer;
}

/* Visible, accessible focus for keyboard users */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid var(--gold-500);
  outline-offset: 2px;
  border-radius: 4px;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 2000;
  background: var(--navy-800);
  color: var(--white);
  padding: 12px 20px;
  border-radius: 0 0 var(--r-sm) var(--r-sm);
  font-weight: 600;
  transition: top var(--t-fast);
}

.skip-link:focus {
  top: 0;
  color: var(--white);
}

/* ==========================================================================
   3. LAYOUT / CONTAINERS
   ========================================================================== */
.container {
  width: 100%;
  max-width: 1200px;
  margin-inline: auto;
  padding-inline: 20px;
}

.container-narrow {
  max-width: 880px;
}

.grid {
  display: grid;
  gap: var(--gap);
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

.split-wide-left {
  grid-template-columns: 1.15fr 0.85fr;
}

.flex {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  align-items: center;
}

/* ==========================================================================
   4. TYPOGRAPHY & HEADINGS
   ========================================================================== */
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-head);
  color: var(--navy-800);
  margin: 0 0 0.5em;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1,
.h1 {
  font-size: clamp(2.15rem, 4.4vw, 3.6rem);
  line-height: 1.12;
}

h2,
.h2 {
  font-size: clamp(1.8rem, 3.2vw, 2.7rem);
}

h3,
.h3 {
  font-size: clamp(1.25rem, 2vw, 1.55rem);
}

h4 {
  font-size: 1.12rem;
}

p {
  margin: 0 0 1.05em;
}

p:last-child {
  margin-bottom: 0;
}

strong {
  color: var(--navy-800);
  font-weight: 600;
}

.lead {
  font-size: 1.12rem;
  line-height: 1.75;
  color: var(--ink-soft);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: 16px;
}

.eyebrow::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--gold-500);
  border-radius: 2px;
  flex: none;
}

.eyebrow-light {
  color: var(--gold-400);
}

.eyebrow-light::before {
  background: var(--gold-400);
}

.section-head {
  max-width: 760px;
  margin-bottom: 52px;
}

.section-head.center {
  margin-inline: auto;
  text-align: center;
}

.section-head.center .eyebrow {
  justify-content: center;
}

.section-head p {
  color: var(--ink-soft);
  font-size: 1.06rem;
}

.text-center {
  text-align: center;
}

/* ==========================================================================
   5. BUTTONS
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 30px;
  border: 2px solid transparent;
  border-radius: var(--r-pill);
  font-family: var(--font-body);
  font-size: 0.97rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  line-height: 1.2;
  text-align: center;
  cursor: pointer;
  transition: transform var(--t-fast), box-shadow var(--t),
    background-color var(--t), color var(--t), border-color var(--t);
  white-space: nowrap;
}

.btn svg {
  width: 18px;
  height: 18px;
  flex: none;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn:active {
  transform: translateY(0);
}

.btn-primary {
  background: var(--navy-800);
  color: var(--white);
  box-shadow: var(--sh-sm);
}

.btn-primary:hover {
  background: var(--navy-700);
  color: var(--white);
  box-shadow: var(--sh-md);
}

.btn-gold {
  background: var(--gold-500);
  color: var(--navy-900);
  box-shadow: var(--sh-xs);
}

.btn-gold:hover {
  background: var(--gold-400);
  color: var(--navy-900);
  box-shadow: var(--sh-gold);
}

.btn-royal {
  background: var(--royal-600);
  color: var(--white);
  box-shadow: var(--sh-sm);
}

.btn-royal:hover {
  background: var(--royal-500);
  color: var(--white);
  box-shadow: var(--sh-md);
}

.btn-whatsapp {
  background: #1fa855;
  color: var(--white);
  box-shadow: var(--sh-sm);
}

.btn-whatsapp:hover {
  background: #178f47;
  color: var(--white);
  box-shadow: var(--sh-md);
}

.btn-outline {
  background: transparent;
  color: var(--navy-800);
  border-color: var(--grey-300);
}

.btn-outline:hover {
  background: var(--navy-800);
  border-color: var(--navy-800);
  color: var(--white);
}

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.45);
}

.btn-outline-light:hover {
  background: var(--white);
  border-color: var(--white);
  color: var(--navy-800);
}

.btn-sm {
  padding: 11px 22px;
  font-size: 0.88rem;
}

.btn-lg {
  padding: 18px 38px;
  font-size: 1.03rem;
}

.btn-block {
  width: 100%;
}

.btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* Text link with arrow */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--royal-600);
}

.link-arrow svg {
  width: 16px;
  height: 16px;
  transition: transform var(--t-fast);
}

.link-arrow:hover svg {
  transform: translateX(4px);
}

/* ==========================================================================
   6. CARDS
   ========================================================================== */
.card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--r-lg);
  padding: 34px 30px;
  box-shadow: var(--sh-xs);
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
  height: 100%;
  display: flex;
  flex-direction: column;
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--sh-md);
  border-color: var(--grey-300);
}

.card h3 {
  margin-bottom: 10px;
}

.card p {
  font-size: 0.97rem;
  margin-bottom: 18px;
}

.card .link-arrow {
  margin-top: auto;
}

/* Service card with gold top accent on hover */
.card-service {
  position: relative;
  overflow: hidden;
}

.card-service::after {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  height: 4px;
  width: 100%;
  background: var(--gold-500);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--t);
}

.card-service:hover::after {
  transform: scaleX(1);
}

/* Icon chip inside cards */
.card-icon {
  width: 58px;
  height: 58px;
  border-radius: var(--r-md);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(180deg, var(--navy-700), var(--navy-800));
  color: var(--gold-400);
  margin-bottom: 20px;
  flex: none;
  transition: background var(--t);
}

.card-icon svg {
  width: 27px;
  height: 27px;
}

.card:hover .card-icon {
  background: linear-gradient(180deg, var(--royal-600), var(--navy-700));
}

.card-icon-gold {
  background: var(--gold-100);
  color: var(--gold-600);
}

.card:hover .card-icon-gold {
  background: var(--gold-500);
  color: var(--navy-900);
}

/* Dark card variant */
.card-dark {
  background: linear-gradient(160deg, var(--navy-700), var(--navy-900));
  border-color: rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.8);
}

.card-dark h3,
.card-dark h4 {
  color: var(--white);
}

/* Compact list card (e.g. insurance sub-types) */
.card-compact {
  padding: 24px 22px;
  border-radius: var(--r-md);
}

.card-compact h4 {
  margin-bottom: 6px;
  font-family: var(--font-body);
  font-weight: 700;
  color: var(--navy-800);
  font-size: 1.02rem;
}

.card-compact p {
  font-size: 0.92rem;
  margin-bottom: 0;
}

/* Numbered / feature tile */
.tile {
  background: var(--grey-50);
  border: 1px solid var(--grey-200);
  border-radius: var(--r-md);
  padding: 26px 24px;
  height: 100%;
  transition: background var(--t), border-color var(--t), transform var(--t);
}

.tile:hover {
  background: var(--white);
  border-color: var(--grey-300);
  transform: translateY(-4px);
  box-shadow: var(--sh-sm);
}

.tile-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--gold-400);
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 16px;
}

.tile h4 {
  font-family: var(--font-body);
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 8px;
}

.tile p {
  font-size: 0.94rem;
  margin-bottom: 0;
}

/* ==========================================================================
   7. SECTIONS & UTILITIES
   ========================================================================== */
.section {
  padding-block: var(--sec-y);
  position: relative;
}

.section-sm {
  padding-block: 60px;
}

.section-grey {
  background: var(--grey-50);
}

.section-pattern {
  background: var(--navy-800);
  background-image: radial-gradient(
      circle at 12% 18%,
      rgba(26, 99, 201, 0.4) 0%,
      transparent 42%
    ),
    radial-gradient(circle at 88% 82%, rgba(201, 162, 39, 0.18) 0%, transparent 45%);
}

.mb-0 {
  margin-bottom: 0;
}
.mt-24 {
  margin-top: 24px;
}
.mt-32 {
  margin-top: 32px;
}
.mt-40 {
  margin-top: 40px;
}

/* Page banner (inner pages) */
.page-banner {
  background: var(--navy-800);
  background-image: radial-gradient(
      circle at 15% 20%,
      rgba(26, 99, 201, 0.45) 0%,
      transparent 45%
    ),
    radial-gradient(circle at 85% 90%, rgba(201, 162, 39, 0.16) 0%, transparent 45%);
  padding: 74px 0 66px;
  text-align: center;
  color: rgba(255, 255, 255, 0.82);
}

.page-banner h1 {
  color: var(--white);
  margin-bottom: 14px;
}

.page-banner p {
  max-width: 680px;
  margin-inline: auto;
  color: rgba(255, 255, 255, 0.8);
}

.breadcrumb {
  list-style: none;
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 22px;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.6);
}

.breadcrumb a {
  color: var(--gold-400);
}

.breadcrumb a:hover {
  color: var(--white);
}

.breadcrumb li + li::before {
  content: "/";
  margin-right: 8px;
  color: rgba(255, 255, 255, 0.35);
}

/* ==========================================================================
   10. CONTENT BLOCKS
   ========================================================================== */
/* Checklist */
.check-list {
  list-style: none;
  display: grid;
  gap: 13px;
}

.check-list li {
  position: relative;
  padding-left: 34px;
  font-size: 0.99rem;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 21px;
  height: 21px;
  border-radius: 50%;
  background: var(--gold-100);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23a8801d' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 13px 13px;
  background-repeat: no-repeat;
  background-position: center;
}

.check-list.two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 13px 30px;
}

/* Media block (image + text) */
.media-figure {
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--sh-md);
  background: var(--grey-100);
  margin: 0;
}

.media-figure img {
  width: 100%;
  display: block;
}

/* Visual placeholder panel used where photography will be added */
.visual-panel {
  border-radius: var(--r-lg);
  min-height: 340px;
  /* All layers live in ONE background-image so nothing overrides anything.
     Order = top layer first; the navy gradient is the base underneath.
     background-color is the fallback if gradients are unsupported. */
  background-color: var(--navy-800);
  background-image: radial-gradient(
      circle at 20% 15%,
      rgba(26, 99, 201, 0.55) 0%,
      transparent 55%
    ),
    radial-gradient(circle at 85% 88%, rgba(201, 162, 39, 0.2) 0%, transparent 55%),
    linear-gradient(155deg, var(--navy-700), var(--navy-900));
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 14px;
  padding: 44px;
  color: var(--white);
  box-shadow: var(--sh-lg);
}

.visual-panel .eyebrow {
  color: var(--gold-400);
  margin-bottom: 6px;
}

.visual-panel .eyebrow::before {
  background: var(--gold-400);
}

.visual-panel h3 {
  color: var(--white);
  font-size: 1.6rem;
  margin-bottom: 4px;
}

.visual-panel p {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.98rem;
}

/* Info rows (contact details) */
.info-row {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 22px 0;
  border-bottom: 1px solid var(--grey-200);
}

.info-row:last-child {
  border-bottom: 0;
}

.info-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-sm);
  background: var(--grey-50);
  border: 1px solid var(--grey-200);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--royal-600);
  flex: none;
}

.info-icon svg {
  width: 22px;
  height: 22px;
}

.info-row h4 {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--grey-500);
  margin-bottom: 5px;
}

.info-row p,
.info-row address {
  font-style: normal;
  margin: 0;
  color: var(--navy-800);
  font-weight: 500;
  font-size: 1rem;
  line-height: 1.6;
}

.info-row a {
  color: var(--navy-800);
}

.info-row a:hover {
  color: var(--gold-600);
}

/* Badge / pill */
.pill {
  display: inline-block;
  padding: 6px 15px;
  border-radius: var(--r-pill);
  background: var(--gold-100);
  color: var(--gold-600);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}

/* Chip list of service tags */
.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  list-style: none;
}

.chips li {
  padding: 9px 18px;
  border-radius: var(--r-pill);
  background: var(--white);
  border: 1px solid var(--grey-200);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy-700);
  box-shadow: var(--sh-xs);
  transition: border-color var(--t), transform var(--t-fast), color var(--t);
}

.chips li:hover {
  border-color: var(--gold-500);
  color: var(--gold-600);
  transform: translateY(-2px);
}

/* ==========================================================================
   8. HEADER & NAVIGATION
   ========================================================================== */
.topbar {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.84rem;
  padding: 9px 0;
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  /* Match the header width so the top strip lines up with the logo */
  max-width: 1340px;
}

.topbar a {
  color: rgba(255, 255, 255, 0.82);
  display: inline-flex;
  align-items: center;
  gap: 7px;
}

.topbar a:hover {
  color: var(--gold-400);
}

.topbar svg {
  width: 14px;
  height: 14px;
  flex: none;
}

.topbar-left {
  display: flex;
  gap: 26px;
  align-items: center;
  flex-wrap: wrap;
}

.topbar-social {
  display: flex;
  gap: 14px;
  align-items: center;
  list-style: none;
}

.topbar-social svg {
  width: 16px;
  height: 16px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--grey-200);
  transition: box-shadow var(--t), padding var(--t);
}

.site-header.is-stuck {
  box-shadow: var(--sh-md);
}

/* The header needs more room than the body container: logo + 8 nav items
   + 2 CTA buttons do not fit inside 1200px. */
.site-header .container {
  max-width: 1340px;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  min-height: var(--header-h);
  padding-block: 10px;
}

/* Brand — logo used exactly as supplied, proportions preserved */
.brand {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  flex: none;
}

.brand-logo {
  height: 74px;
  width: auto;
  max-width: 260px;
  object-fit: contain;
  display: block;
  transition: height var(--t);
}

.site-header.is-stuck .brand-logo {
  height: 62px;
}

/* The official logo already carries the company name and tagline, so the
   text lockup stays hidden. js/main.js reveals it only if the logo file
   is missing, so the header never collapses. */
.brand-text {
  display: none;
  flex-direction: column;
  line-height: 1.15;
}

.brand-name {
  font-family: var(--font-head);
  font-size: 1.18rem;
  font-weight: 700;
  color: var(--navy-800);
  letter-spacing: 0.01em;
}

.brand-tag {
  font-size: 0.7rem;
  color: var(--gold-600);
  font-weight: 600;
  letter-spacing: 0.03em;
}

/* Primary navigation */
.main-nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 4px;
}

.main-nav a {
  display: block;
  padding: 10px 11px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--navy-800);
  border-radius: var(--r-sm);
  position: relative;
  white-space: nowrap;
  transition: color var(--t-fast), background var(--t-fast);
}

.main-nav a::after {
  content: "";
  position: absolute;
  left: 11px;
  right: 11px;
  bottom: 4px;
  height: 2px;
  background: var(--gold-500);
  border-radius: 2px;
  transform: scaleX(0);
  transform-origin: center;
  transition: transform var(--t);
}

.main-nav a:hover {
  color: var(--royal-600);
}

.main-nav a:hover::after,
.main-nav a.active::after {
  transform: scaleX(1);
}

.main-nav a.active {
  color: var(--royal-600);
}

/* Off-canvas-only elements.
   These live inside the mobile slide-out panel (close button, repeated CTA
   buttons, contact block). On desktop the nav is a plain horizontal bar, so
   they must stay hidden — responsive.css re-enables them below 992px. */
.nav-close,
.nav-panel-cta,
.nav-panel-contact {
  display: none;
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 10px;
  flex: none;
}

/* Hamburger */
.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid var(--grey-200);
  border-radius: var(--r-sm);
  background: var(--white);
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  padding: 0;
  flex: none;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy-800);
  border-radius: 2px;
  transition: transform var(--t), opacity var(--t-fast);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.nav-backdrop {
  display: none;
}

/* ==========================================================================
   9. HERO
   ========================================================================== */
.hero {
  position: relative;
  background: var(--navy-900);
  background-image: radial-gradient(
      circle at 14% 22%,
      rgba(26, 99, 201, 0.5) 0%,
      transparent 48%
    ),
    radial-gradient(circle at 86% 78%, rgba(201, 162, 39, 0.2) 0%, transparent 46%);
  color: rgba(255, 255, 255, 0.84);
  padding: 96px 0 100px;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 60px;
  align-items: center;
}

.hero h1 {
  color: var(--white);
  margin-bottom: 20px;
}

.hero h1 em {
  font-style: normal;
  color: var(--gold-400);
}

.hero p.lead {
  color: rgba(255, 255, 255, 0.82);
  max-width: 580px;
  margin-bottom: 32px;
}

.hero .btn-group {
  margin-bottom: 34px;
}

/* ==========================================================================
   11. ACCORDION / FAQ
   ========================================================================== */
.accordion {
  display: grid;
  gap: 14px;
}

.acc-item {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color var(--t), box-shadow var(--t);
}

.acc-item.open {
  border-color: var(--gold-500);
  box-shadow: var(--sh-sm);
}

.acc-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 21px 24px;
  background: transparent;
  border: 0;
  text-align: left;
  font-family: var(--font-body);
  font-size: 1.01rem;
  font-weight: 600;
  color: var(--navy-800);
  line-height: 1.5;
  transition: color var(--t-fast);
}

.acc-trigger:hover {
  color: var(--royal-600);
}

.acc-icon {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--grey-100);
  color: var(--navy-800);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: none;
  transition: transform var(--t), background var(--t), color var(--t);
}

.acc-icon svg {
  width: 15px;
  height: 15px;
}

.acc-item.open .acc-icon {
  transform: rotate(180deg);
  background: var(--gold-500);
  color: var(--navy-900);
}

.acc-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.34s var(--ease);
}

.acc-panel-inner {
  padding: 0 24px 24px;
  font-size: 0.97rem;
}

/* ==========================================================================
   12. FORMS
   ========================================================================== */
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.field-full {
  grid-column: 1 / -1;
}

.field label {
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--navy-800);
  letter-spacing: 0.01em;
}

.field label .req {
  color: var(--danger);
  margin-left: 2px;
}

.field label .opt {
  color: var(--grey-500);
  font-weight: 500;
  font-size: 0.78rem;
  margin-left: 3px;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 13px 16px;
  font-family: var(--font-body);
  font-size: 0.97rem;
  color: var(--ink);
  background: var(--white);
  border: 1.5px solid var(--grey-200);
  border-radius: var(--r-sm);
  transition: border-color var(--t-fast), box-shadow var(--t-fast),
    background var(--t-fast);
  appearance: none;
}

.field textarea {
  resize: vertical;
  min-height: 118px;
  line-height: 1.6;
}

.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a2f57' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 15px center;
  background-size: 16px;
  padding-right: 42px;
  cursor: pointer;
}

.field input::placeholder,
.field textarea::placeholder {
  color: #9aa9bb;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--royal-500);
  box-shadow: 0 0 0 4px rgba(26, 99, 201, 0.12);
}

.field.has-error input,
.field.has-error select,
.field.has-error textarea {
  border-color: var(--danger);
  background: #fdf4f3;
}

.field.has-error input:focus,
.field.has-error select:focus,
.field.has-error textarea:focus {
  box-shadow: 0 0 0 4px rgba(192, 57, 43, 0.12);
}

.field-error {
  font-size: 0.82rem;
  color: var(--danger);
  font-weight: 500;
  min-height: 0;
  display: none;
}

.field.has-error .field-error {
  display: block;
}

.form-note {
  font-size: 0.84rem;
  color: var(--grey-500);
  margin-top: 4px;
}

.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.87rem;
  line-height: 1.55;
  color: var(--ink-soft);
}

.form-consent input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 3px;
  accent-color: var(--royal-600);
  flex: none;
  appearance: auto;
}

/* Feedback messages */
.form-alert {
  display: none;
  gap: 12px;
  align-items: flex-start;
  padding: 15px 18px;
  border-radius: var(--r-sm);
  font-size: 0.94rem;
  margin-bottom: 20px;
  line-height: 1.55;
}

.form-alert.show {
  display: flex;
}

.form-alert svg {
  width: 20px;
  height: 20px;
  flex: none;
  margin-top: 2px;
}

.form-alert-success {
  background: #eaf7f0;
  color: #15603f;
  border: 1px solid #b9e3cd;
}

.form-alert-error {
  background: #fdf0ee;
  color: #96291d;
  border: 1px solid #f3cac4;
}

/* Honeypot — hidden from humans, catches bots */
.hp-field {
  position: absolute !important;
  left: -9999px !important;
  opacity: 0;
  height: 0;
  overflow: hidden;
}

/* Form card wrapper */
.form-card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--r-xl);
  padding: 40px 36px;
  box-shadow: var(--sh-md);
}

/* Button busy state */
.btn.is-busy {
  opacity: 0.72;
  pointer-events: none;
}

/* ==========================================================================
   13. CTA BANDS
   ========================================================================== */
.cta-band {
  background: var(--navy-800);
  background-image: radial-gradient(
      circle at 10% 20%,
      rgba(26, 99, 201, 0.45) 0%,
      transparent 45%
    ),
    radial-gradient(circle at 90% 85%, rgba(201, 162, 39, 0.2) 0%, transparent 48%);
  border-radius: var(--r-xl);
  padding: 54px 48px;
  color: rgba(255, 255, 255, 0.85);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 34px;
  flex-wrap: wrap;
  box-shadow: var(--sh-lg);
}

.cta-band h2 {
  color: var(--white);
  margin-bottom: 10px;
  font-size: clamp(1.6rem, 2.6vw, 2.2rem);
}

.cta-band p {
  color: rgba(255, 255, 255, 0.8);
  margin: 0;
  max-width: 560px;
}

.cta-band-text {
  flex: 1 1 420px;
}

/* ==========================================================================
   14. FOOTER
   ========================================================================== */
.site-footer {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.94rem;
  padding-top: 72px;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.25fr;
  gap: 44px;
  padding-bottom: 52px;
}

/* Logo sits on a white plate so the original blue & gold artwork
   stays true to brand on the dark footer — artwork itself is unchanged. */
.footer-logo-plate {
  display: inline-flex;
  background: var(--white);
  border-radius: var(--r-md);
  padding: 12px 16px;
  margin-bottom: 20px;
  box-shadow: var(--sh-sm);
}

.footer-logo-plate img {
  height: 104px;
  width: auto;
  max-width: 240px;
  object-fit: contain;
}

.footer-brand-name {
  font-family: var(--font-head);
  font-size: 1.3rem;
  color: var(--white);
  margin-bottom: 8px;
  letter-spacing: 0.02em;
}

.footer-tagline {
  color: var(--gold-400);
  font-style: italic;
  font-family: var(--font-head);
  /* Playfair 400 is not loaded, so an inherited 400 would be faux-rendered
     by the browser. 600 is already in the font request — use it. */
  font-weight: 600;
  font-size: 1.02rem;
  margin-bottom: 16px;
}

.footer-services-line {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.62);
  line-height: 1.8;
  margin-bottom: 22px;
}

.footer-services-line span {
  color: rgba(255, 255, 255, 0.28);
  margin: 0 6px;
}

.footer-col h4 {
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 22px;
  position: relative;
  padding-bottom: 12px;
}

.footer-col h4::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 34px;
  height: 2px;
  background: var(--gold-500);
  border-radius: 2px;
}

.footer-links {
  list-style: none;
  display: grid;
  gap: 11px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.93rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: color var(--t-fast), transform var(--t-fast);
}

.footer-links a::before {
  content: "›";
  color: var(--gold-500);
  font-size: 1.05rem;
  line-height: 1;
}

.footer-links a:hover {
  color: var(--gold-400);
  transform: translateX(3px);
}

.footer-contact {
  list-style: none;
  display: grid;
  gap: 16px;
}

.footer-contact li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.footer-contact svg {
  width: 18px;
  height: 18px;
  color: var(--gold-500);
  flex: none;
  margin-top: 4px;
}

.footer-contact a,
.footer-contact address {
  color: rgba(255, 255, 255, 0.74);
  font-style: normal;
  line-height: 1.65;
  font-size: 0.93rem;
}

.footer-contact a:hover {
  color: var(--gold-400);
}

.social-links {
  display: flex;
  gap: 12px;
  list-style: none;
  margin-top: 24px;
}

.social-links a {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.85);
  transition: background var(--t), color var(--t), transform var(--t-fast),
    border-color var(--t);
}

.social-links svg {
  width: 19px;
  height: 19px;
}

.social-links a:hover {
  background: var(--gold-500);
  border-color: var(--gold-500);
  color: var(--navy-900);
  transform: translateY(-3px);
}

/* Legal disclaimer */
.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 34px 0;
}

.footer-legal h5 {
  color: rgba(255, 255, 255, 0.9);
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  margin: 0 0 14px;
}

.footer-legal p {
  font-size: 0.83rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.52);
  margin-bottom: 10px;
}

.footer-legal p:last-child {
  margin-bottom: 0;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 0.86rem;
  color: rgba(255, 255, 255, 0.55);
}

.footer-bottom a {
  color: rgba(255, 255, 255, 0.7);
}

.footer-bottom a:hover {
  color: var(--gold-400);
}

/* ==========================================================================
   15. FLOATING ACTIONS & MOBILE STICKY BAR
   ========================================================================== */
.float-actions {
  position: fixed;
  right: 20px;
  bottom: 24px;
  z-index: 900;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.float-btn {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  box-shadow: var(--sh-md);
  border: 0;
  transition: transform var(--t), box-shadow var(--t), background var(--t);
}

.float-btn svg {
  width: 27px;
  height: 27px;
}

.float-btn:hover {
  transform: scale(1.08);
  color: var(--white);
  box-shadow: var(--sh-lg);
}

.float-whatsapp {
  background: #25d366;
  color: #fff;
}

.float-whatsapp:hover {
  background: #1fa855;
}

.float-call {
  background: var(--royal-600);
}

.float-call:hover {
  background: var(--royal-500);
}

/* Gentle pulse ring on WhatsApp — box-shadow based, no stacking issues */
.float-whatsapp {
  animation: pulse-ring 2.6s ease-out infinite;
}

.float-whatsapp:hover {
  animation-play-state: paused;
}

@keyframes pulse-ring {
  0% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.55), var(--sh-md);
  }
  70% {
    box-shadow: 0 0 0 18px rgba(37, 211, 102, 0), var(--sh-md);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0), var(--sh-md);
  }
}

/* Back to top */
.back-to-top {
  position: fixed;
  right: 20px;
  bottom: 96px;
  z-index: 899;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--white);
  border: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  box-shadow: var(--sh-md);
  transition: opacity var(--t), transform var(--t), visibility var(--t),
    background var(--t);
}

.back-to-top svg {
  width: 20px;
  height: 20px;
}

.back-to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background: var(--gold-500);
  color: var(--navy-900);
}

/* Mobile sticky action bar — hidden on desktop */
.mobile-bar {
  display: none;
}

/* ==========================================================================
   16. SCROLL ANIMATIONS
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity 0.65s var(--ease), transform 0.65s var(--ease);
  will-change: opacity, transform;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

.reveal-d1 {
  transition-delay: 0.08s;
}
.reveal-d2 {
  transition-delay: 0.16s;
}
.reveal-d3 {
  transition-delay: 0.24s;
}

/* Respect users who prefer reduced motion */
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal {
    opacity: 1;
    transform: none;
  }
}

/* ==========================================================================
   17. HINDI (DEVANAGARI) TYPOGRAPHY
   ========================================================================== */
.hi {
  font-family: var(--font-hi);
  line-height: 1.45;
  font-weight: 700;
}

.hero h1.hi {
  font-size: clamp(1.85rem, 3.7vw, 3.05rem);
  letter-spacing: 0;
}

/* Heading that mixes English and Hindi in one line.
   The browser picks Playfair for Latin glyphs and the Devanagari face for
   Hindi glyphs automatically, so both scripts stay in a matching serif. */
.head-mixed {
  font-family: "Playfair Display", "Noto Serif Devanagari", "Nirmala UI",
    Georgia, serif;
  line-height: 1.28;
}

.hi-sub {
  font-family: var(--font-hi);
  font-weight: 600;
  font-size: clamp(1.02rem, 1.7vw, 1.28rem);
  color: var(--gold-400);
  line-height: 1.6;
  margin-bottom: 18px;
}

/* ==========================================================================
   18. HERO BACKGROUND ARTWORK
   Decorative line-art layer: skyline (real estate), rising chart
   (investment), shield (insurance) and a fine plotting grid
   (financial planning). Kept low-contrast so text stays readable.
   ========================================================================== */
.hero {
  isolation: isolate;
}

.hero-art {
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  overflow: hidden;
}

.hero-art svg {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 100%;
  min-height: 420px;
}

.hero .container {
  position: relative;
  z-index: 1;
}

/* Soft navy veil so the artwork never competes with the headline */
.hero-art::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    100deg,
    rgba(5, 23, 44, 0.92) 0%,
    rgba(5, 23, 44, 0.72) 45%,
    rgba(5, 23, 44, 0.42) 100%
  );
}

/* ==========================================================================
   18b. LUXURY HERO TREATMENT
   Deeper ground, gold hairlines, a credential panel and a calmer button set.
   Layered on top of .hero so the base component is untouched.
   ========================================================================== */
.hero-lux {
  padding: 108px 0 104px;
  background-color: var(--navy-900);
}

/* Corner vignette adds depth so the navy does not read as flat paint */
.hero-lux::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  background: radial-gradient(
      120% 90% at 50% 0%,
      transparent 40%,
      rgba(3, 14, 28, 0.55) 100%
    ),
    linear-gradient(180deg, transparent 70%, rgba(3, 14, 28, 0.6) 100%);
}

.hero-lux .hero-grid {
  grid-template-columns: 1.12fr 0.88fr;
  gap: 64px;
  align-items: center;
}

/* Eyebrow with a hairline on both sides */
.eyebrow-rule {
  font-size: 0.72rem;
  letter-spacing: 0.28em;
  gap: 14px;
  margin-bottom: 26px;
}

.eyebrow-rule::after {
  content: "";
  width: 28px;
  height: 1px;
  background: linear-gradient(90deg, var(--gold-400), transparent);
  flex: none;
}

.eyebrow-rule::before {
  width: 28px;
  height: 1px;
  background: linear-gradient(270deg, var(--gold-400), transparent);
}

/* Headline: tighter, larger, with a gold-leaf accent phrase */
.hero-lux h1 {
  font-size: clamp(2.05rem, 4vw, 3.35rem);
  line-height: 1.24;
  letter-spacing: 0;
  margin-bottom: 0;
}

.hero-lux h1 em {
  font-style: normal;
  color: var(--gold-400);
  background: linear-gradient(
    100deg,
    var(--gold-400) 0%,
    #f4e3ae 45%,
    var(--gold-500) 100%
  );
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Gold hairline under the headline */
.hero-rule {
  display: block;
  width: 92px;
  height: 2px;
  margin: 30px 0 28px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--gold-500), rgba(201, 162, 39, 0));
}

.hero-lux .lead {
  color: rgba(255, 255, 255, 0.88);
  max-width: 560px;
}

.hero-lux .hi-sub {
  margin: 20px 0 20px;
  font-size: clamp(1.05rem, 1.7vw, 1.24rem);
}

.hero-desc {
  color: rgba(255, 255, 255, 0.68);
  font-size: 1.01rem;
  line-height: 1.78;
  max-width: 540px;
}

.hero-lux .btn-group {
  margin-top: 36px;
  gap: 12px;
}

/* Gold CTA gets a refined sheen rather than a flat fill */
.btn-gold-lux {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-500) 60%, var(--gold-600));
  color: var(--navy-900);
  box-shadow: 0 10px 30px rgba(169, 128, 29, 0.32);
}

.btn-gold-lux:hover {
  background: linear-gradient(135deg, #f3e0a6, var(--gold-400));
  color: var(--navy-900);
  box-shadow: 0 14px 38px rgba(201, 162, 39, 0.42);
}

/* Ghost button with a gold hairline instead of a white one */
.btn-ghost-gold {
  background: transparent;
  color: var(--gold-400);
  border-color: rgba(201, 162, 39, 0.5);
}

.btn-ghost-gold:hover {
  background: rgba(201, 162, 39, 0.1);
  border-color: var(--gold-400);
  color: var(--gold-400);
}

/* ---------- Credential panel (right column) ---------- */
.hero-cred {
  border: 1px solid rgba(201, 162, 39, 0.24);
  border-radius: var(--r-xl);
  background: linear-gradient(
    160deg,
    rgba(255, 255, 255, 0.07) 0%,
    rgba(255, 255, 255, 0.02) 100%
  );
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  padding: 34px 32px;
  box-shadow: 0 24px 60px rgba(2, 10, 22, 0.45);
}

.cred-title {
  display: block;
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--gold-400);
  padding-bottom: 18px;
  margin-bottom: 4px;
  border-bottom: 1px solid rgba(201, 162, 39, 0.22);
}

.cred-item {
  display: flex;
  gap: 15px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.cred-item:last-child {
  border-bottom: 0;
  padding-bottom: 4px;
}

.cred-ico {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  flex: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(201, 162, 39, 0.35);
  background: rgba(201, 162, 39, 0.1);
  color: var(--gold-400);
}

.cred-ico svg {
  width: 18px;
  height: 18px;
}

.cred-item h3 {
  font-family: var(--font-body);
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--white);
  margin: 0 0 3px;
  line-height: 1.4;
}

.cred-item p {
  margin: 0;
  font-size: 0.85rem;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.62);
}

.cred-role {
  display: inline-block;
  margin-top: 7px;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--gold-400);
}

/* ==========================================================================
   19. PROCESS TIMELINE (5 steps)
   ========================================================================== */
.timeline {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 22px;
  position: relative;
}

/* Four-step variant. Declared here (not inline) so the responsive
   breakpoints in responsive.css can still override it on smaller screens. */
.timeline-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

/* Connecting rule behind the step markers */
.timeline::before {
  content: "";
  position: absolute;
  top: 31px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(
    90deg,
    var(--grey-200),
    var(--gold-500),
    var(--grey-200)
  );
  border-radius: 2px;
  z-index: 0;
}

.tl-step {
  position: relative;
  z-index: 1;
  text-align: center;
  padding: 0 6px;
}

.tl-num {
  width: 62px;
  height: 62px;
  margin: 0 auto 20px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  border: 2px solid var(--grey-200);
  color: var(--navy-800);
  font-family: var(--font-head);
  font-size: 1.15rem;
  font-weight: 700;
  box-shadow: var(--sh-sm);
  transition: background var(--t), color var(--t), border-color var(--t),
    transform var(--t);
}

.tl-step:hover .tl-num {
  background: var(--navy-800);
  border-color: var(--gold-500);
  color: var(--gold-400);
  transform: translateY(-4px);
}

.tl-step h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy-800);
  margin-bottom: 8px;
}

.tl-step p {
  font-size: 0.92rem;
  margin-bottom: 0;
}

/* Dark variant on navy sections */
.timeline-light::before {
  background: linear-gradient(
    90deg,
    rgba(255, 255, 255, 0.12),
    var(--gold-500),
    rgba(255, 255, 255, 0.12)
  );
}

.timeline-light .tl-num {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.2);
  color: var(--gold-400);
}

.timeline-light .tl-step:hover .tl-num {
  background: var(--gold-500);
  border-color: var(--gold-500);
  color: var(--navy-900);
}

.timeline-light .tl-step h4 {
  color: var(--white);
}

.timeline-light .tl-step p {
  color: rgba(255, 255, 255, 0.75);
}

/* ==========================================================================
   20. FEATURE ROW (icon + text, used in trust / why-choose sections)
   ========================================================================== */
.feature-row {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.feature-ico {
  width: 46px;
  height: 46px;
  border-radius: var(--r-sm);
  background: var(--gold-100);
  color: var(--gold-600);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: none;
}

.feature-ico svg {
  width: 22px;
  height: 22px;
}

.feature-row h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1.02rem;
  color: var(--navy-800);
  margin-bottom: 5px;
}

.feature-row p {
  font-size: 0.94rem;
  margin-bottom: 0;
}

/* ==========================================================================
   21. PRODUCT & E-BOOK CARDS
   Image-led cards. The placeholder blocks (.ph-img / .ph-cover) are drop-in
   replaceable with a real <img> carrying the same class.
   ========================================================================== */
.product-card {
  padding: 0;
  overflow: hidden;
}

.product-body {
  padding: 26px 24px 28px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.product-body h3 {
  font-size: 1.18rem;
  margin-bottom: 8px;
}

.product-body p {
  font-size: 0.95rem;
  margin-bottom: 14px;
}

.product-price {
  font-family: var(--font-body);
  font-weight: 700;
  color: var(--gold-600);
  font-size: 1rem;
  margin-bottom: 20px !important;
}

.product-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: auto;
}

.product-actions .btn {
  flex: 1 1 auto;
}

/* Placeholder image block — swap for <img class="ph-img" src="..."> */
.ph-img,
.ph-cover {
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--navy-800);
  background-image: radial-gradient(
      circle at 25% 20%,
      rgba(26, 99, 201, 0.5) 0%,
      transparent 55%
    ),
    radial-gradient(circle at 80% 85%, rgba(201, 162, 39, 0.22) 0%, transparent 55%),
    linear-gradient(155deg, var(--navy-700), var(--navy-900));
  color: var(--gold-400);
  object-fit: cover;
  border: 0;
}

.ph-img {
  aspect-ratio: 4 / 3;
}

.ph-cover {
  aspect-ratio: 3 / 4;
}

.ph-img svg,
.ph-cover svg {
  width: 42px;
  height: 42px;
  opacity: 0.85;
}

.ph-img span,
.ph-cover span {
  font-family: var(--font-body);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.6);
}

/* Editable-region hint, shown only when the page is opened with ?edit=1 */
.edit-hint {
  display: none;
}

/* Partner note strip */
.partner-note {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  background: var(--gold-100);
  border: 1px solid rgba(169, 128, 29, 0.28);
  border-left: 4px solid var(--gold-500);
  border-radius: var(--r-md);
  padding: 20px 24px;
  font-size: 0.96rem;
  color: var(--navy-700);
  line-height: 1.65;
}

.partner-note svg {
  width: 22px;
  height: 22px;
  color: var(--gold-600);
  flex: none;
  margin-top: 2px;
}

.partner-note strong {
  color: var(--navy-800);
}

/* Print */
@media print {
  .site-header,
  .topbar,
  .float-actions,
  .back-to-top,
  .mobile-bar,
  .cta-band {
    display: none !important;
  }
  body {
    color: #000;
  }
}